12 Questions to Ask a Deck Builder Before You Hire

By Ruth Fence and Deck · · Louisville, KY
Quick answer

Before hiring a deck builder in Louisville, ask: Are you insured? Will you pull the permit? How deep are the footings? How will the deck attach to my house? What fasteners and joist spacing will you use? Who does the work? What's the timeline and payment schedule? What warranties come with the labor and materials? A good builder answers all of these clearly and puts the scope in writing.

A deck is a structure people stand on, sometimes 10 feet in the air, attached to your house. The difference between a deck that lasts 30 years and one that fails in 10 is mostly in the parts you'll never see once it's finished. These questions help you compare builders on what really matters, not just the bottom-line price.

About the Company

1. Are you insured?

Ask for proof of liability insurance, and workers' compensation if they have employees. If an uninsured worker gets hurt on your property, it can become your problem.

2. Who will actually build my deck?

Some companies sell the job and hand it to whichever subcontractor is available. Ask whether their own crew does the work and who you'll talk to while it's being built.

3. Can I see decks you've built and read reviews?

Photos of real local projects and recent reviews on Google, BBB, Yelp or HomeAdvisor tell you more than a sales pitch. Look for reviews that mention decks specifically.

About the Build

4. Will you pull the permit and handle inspections?

In Louisville Metro, attached decks and decks more than 30 inches off the ground need a permit. The builder should handle it. See deck permits in Louisville.

5. How deep and how big will the footings be?

Louisville Metro requires posts at least 24 inches into the ground. A builder should be able to tell you the footing depth and size without hesitating.

6. How will the deck attach to my house?

Listen for "ledger board," "bolted through to the house frame" and "flashed." Water getting behind a poorly flashed ledger is one of the most common causes of rot and deck collapse.

7. What fasteners and hardware will you use?

Treated lumber corrodes ordinary steel. Joist hangers, screws and bolts should be rated for treated lumber, such as heavily galvanized or stainless steel.

8. What joist spacing will you use for my decking?

Composite boards have maximum joist spacing set by the manufacturer, and diagonal or herringbone patterns need closer spacing. Framing that's too far apart makes boards sag and can void the decking warranty.

9. Does the railing and stair design meet code?

Railing height, baluster spacing, stair risers and handrails all have specific code numbers. See Louisville railing and stair code.

About the Contract

10. What's included in the price?

Get a written estimate that lists size, materials, colors, railing type, stairs, demolition and haul-away, permits and cleanup. Vague estimates lead to change orders.

11. What's the timeline and payment schedule?

Ask when they can start, how many working days the build takes, and when payments are due. Most decks take 3–7 working days to build. See deck build timelines.

12. What warranties come with it?

There are two kinds: the builder's warranty on workmanship and the manufacturer's warranty on materials. Composite and railing manufacturers often require proper installation for their warranty to apply.

Red Flags

How we work

Ruth Fence and Deck is family-owned and licensed & insured. Every project starts with a free in-person visit, our own crew builds it, and we handle the permit when your deck needs one. Read our reviews or see our decks.

Frequently Asked Questions

Should a deck builder pull the permit?

Yes. The contractor building the deck should apply for the permit and schedule inspections. If a builder suggests skipping the permit or asks you to pull it as the homeowner, treat that as a red flag.

How much deposit should a deck builder ask for?

Deposits vary, but a reasonable deposit covers materials and scheduling, with the balance due at milestones or completion. Be cautious of anyone asking for most or all of the money before work starts.

What should be in a deck estimate?

The deck size and height, decking and railing materials and colors, stair layout, footing and framing details, demolition and haul-away, permit handling, the timeline, the payment schedule and warranty terms.

How do I check a deck builder's reviews?

Look at Google, BBB, Yelp and HomeAdvisor, and ask for photos of decks they've built. Recent reviews that mention decks specifically are the most useful.

Planning a Deck in Louisville?

Ruth Fence and Deck is a family-owned deck builder serving Louisville KY and Southern Indiana for 15 years. Every project starts with a free in-person visit.

📞 Call (502) 468-3335 Design Your Deck Online
📞 (502) 468-3335